... s s Z R h i s R h j F0118 X V F2008 N3 12 i j T C g T C Y F The Annual Report 2000 is available in Adobe Acrobat PDF file format. If required, you may download Adobes free Acrobat Reader. CORPORATE DATA MESSAGE FROM THE MANAGEMENT POLICIES OF THE MICHINOKU BANK IMPROVING RISK MANAGEMENT BECOMING AN ENVIRONMENTALLY FRIENDLY COMPANY CORPORATE ACTIVITIES FINANCIAL REVIEW ...